- Art collection
Most of us, especially art lovers, have a collection of arts, paintings, and other figurines at home. Because of its expensive costings, we may sometimes think about whether they will be covered by home insurance. The good news is, yes! Your home insurance will cover the art collection you have.
- Pieces of jewellery
Some home insurance automatically covers the pieces of jewellery inside your home. However, there are still some limitations on how much of them will be covered and the type of loss. That said, you still have to review your policy before signing carefully. If the insurance does not cover your jewellery, you might want to add it as a top-up.
Collectibles greatly vary. Some people prefer to have sports souvenirs, stamps, or action figures as their collectables. With the right policy, any stolen or destroyed collectables can be covered by your insurance policy.
Watches have two extremes: overly expensive and relatively cheap. Either way, watches are essential to us whether we are on our way to work, meetings, and school, and the worst to happen is have it stolen or lost. You should check early on how much of it will be covered by your policy.
Ask frequent questions such as:
- Do I need to have a top-up or additional coverage for my watches?
- Do I have to create a separate plan for my insurance?
- How many watches and how much of them will be covered?
Buying pieces of furniture for your house is tiring and takes a lot of processes. Most times, it can be costly too. Hence, it is vital to know whether losing or having it broken is part of your policy. Luckily, you can always add it as a top-up! Include it in your coverage and carefully identify whether the policy covers the actual value of your furniture or only a part of it.
At Independent Executive Insurance Brokers, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (805) 624-4815. Get your free quote today by CLICKING HERE.