In the U.S., there are more than fifteen types of inspection. Here are some of them that can benefit you as a new property buyer:
- Home buyers inspection: This is a typical kind of review in the country. The buyer hires an inspector to check issues in the house.
- Home sellers inspection: A property owner who wishes to sell the house hires an inspector to examine the structure before selling it. Most home inspectors’ organizations offer “Move-in Certified” program wherein the buyer can move in without dealing with significant repairs.
- Four point inspection: Derived from the four areas of interest — the roof of the house, HVAC, electrical, and plumbing systems — some insurance companies require this type of inspection before providing a policy. Typically, a “Four Point Inspection” is done if the structure is twenty years old and above.
- Disaster inspection: This is necessary if you’re the area where the house being sold is prone to frequent earthquakes, hurricane, or tornado. In the United States, the Federal Emergency Management Agency or FEMA also organizes in large scale disaster relief efforts.
- Section 8 inspection: To help people with low income, this is a program that grants housing supports, with the help of the federal and state governments. Its goal is to ensure a “fit for habitation” project, obeying the HUD’s Housing Quality Standards or HQS.
What’s in It for You?
A house is a valuable investment, and by hiring a certified home inspector, you can ensure that inspection of the general condition of the structure will be accomplished. There would be a better understanding of what to acquire and fix. Through home inspection, issues not noticeable to you, as a buyer, will be unveiled. The inspector will cover these features — plumbing, electrical wiring, roofing, and insulation.
One More Thing Before You Go
A home inspection is a cost-effective preventive measure to avoid costly expenses in the future, especially if you’ll buy a new one. Upon purchasing home, it’s necessary to protect it by getting a home insurance plan for a reputable insurance provider.
At Independent Executive Insurance Brokers, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (805) 624-4815. Get your free quote today by CLICKING HERE.