Here’s an interesting fact regarding teenage drivers who are allowed to drive in the United States. The minimum age requirement varies by state. The youngest legal drivers (fourteen years, and six months old) are in South Dakota, while the most aged teenagers (seventeen years old) are in New Jersey. Most states allow teenagers at sixteen and above.
Minimizing the Cost of Car Insurance for Teens and Students
- Add the Teen to the Parent’s Policy: Instead of putting your teen on a separate policy, it would be better to add him/her to your existing insurance plan. In this way, you’ll spend less on the premium.
- Acquire Good Grades: Encourage your kids to obtain at least a B or better average score in school. Acquiring good grades is their ticket to become eligible for car insurance discounts.
- Accomplish Driver’s Training: When you let your children attend to proper driving courses, you’ll have confidence that they will be safe when they start driving. With appropriate education, teenagers will become less likely to encounter traffic offenses and accidents that insurers consider when offering insurance premium.
- Leave the car at home: If the school is one hundred miles away from home and your child doesn’t use the car to attend the class, your insurer can provide you a discount for the premium cost.
It’s a reality that car insurance for teens and students can break the bank. But, there are many plans on the market offering various discounts to help you soften the financial setback of including a teen driver to your policy. Typically, costs vary by state and company. They can be 10, 15, or 25 percent. Consult a reliable insurance agent for proper assessment and to provide you adequate information regarding the policy that you must get.
One More Thing Before You Go
To drive is one of the most thrilling experiences that most teenagers aspire for. You, as their guardian, have a responsibility to make them a responsible driver. To assure their protection, it’s a smart choice to pick the adequate auto insurance plan for your family.
At Independent Executive Insurance Brokers, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (805) 624-4815 or Click Here to request a free quote.