The most important thing is to get hold of the contact details of the employee’s insurer. Then, make a report to that insurer. The earlier you or the employee does this, the more the insurer will approve the claim and pay the medical bills. Also, have your employee sign a medical release as soon as he can after the injury.
Train Your Supervisors
Don't just let everyone rely on you. If you're an HR manager, you should equip your supervisors with the skills they need. The number one skill you have to teach them is how to prevent the abuse of worker's compensation. A well-trained supervisor knows what to do in case there's an injury. This person knows how to facilitate work restrictions carefully.
Keep Records and Investigate Injuries Right Away
Any injury to any one of your workers needs your immediate attention. No matter how busy you are at work, you must investigate all current and pending cases. However, you have to get all the facts that you can when handling a particular case. Without any convincing evidence, you can't make your insurer pay any attention to these claims.
Keep All Parties Informed
Make sure that all the parties involved in the incident are aware of what's going on. As soon as you have full details, inform your employee when he can get the benefits. Also, stay in touch with the injured employee to update him on his medical status. Remember that other workers are observing you. Thus, you should maintain a positive culture of care for every single employee.
Formulate a Return-to-Work Plan
You should minimize any lost-time claims when you have a return-to-work plan. A comprehensive plan can bring your injured employee to work sooner than he may expect. Your worker and even all the other workers will appreciate you.
Some Final Words
Handle your worker's compensation claims well and promptly. As an HR manager, you should know what to do and how to facilitate any injury claims. Always learn to show care to your employees without compromising the interests of the company. Get a good worker's compensation insurance quote today.
At Independent Executive Insurance Brokers, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (805) 624-4815. You can also request a free quote by CLICKING HERE.