So, when applying for auto insurance, make sure to avoid making these kinds of mistakes:
It is essential to note the accurate miles driven of your car. After all, a repair estimate will reveal a discrepancy in your mileage, in case you file a claim after getting involved in an accident. Car servicing and smog emission testing will also indicate the real number of miles driven.
Not Stating All Drivers
For many people who are applying for auto insurance, they do not list their teenager and adult drivers, particularly those with traffic infraction records. If you neglect to include one of your drivers and he gets involved in an accident, your insurer may cancel your policy or increase your premiums.
Forget To Include Business Travel
Make sure to mention that you are also using your car for business. Your carrier can cancel your policy in case your car gets into an accident while doing business transactions.
Incorrect Listing Of The Location Of Your Car Parking
If you park your car in your garage, it is safer and has more protection compared to parking it on the street. In case you really park your vehicle outside your house, you should include that on your insurance application. Otherwise, your insurer may not cover a fender bender.
Does Not Mention Any Driving Infractions
Report to your insurer any accidents you have been involved or tickets you have received. They will know about this once they check your records with the Department of Motor Vehicles.
Neglect To Update Information
There are certain situations in your life that you need to inform your insurance company and update your policy. So, for example, you had another driver to your car, got a new job to a far location, or had a minor accident, inform your provider to avoid losing discounts or having to pay more for coverage.
It is important to be aware of what to do and what not to do when applying for auto insurance. Contact an insurance agent for assistance.
At Independent Executive Insurance Brokers, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (805) 624-4815. Get your free quote today by CLICKING HERE.